Our Team

After graduating from West Liberty University, Garrett Hoge entered the financial services industry with high expectations and a sense of calling to a profession devoted to helping people succeed financially.  For Garrett, building relationships based on trust and leading H Financial Management for over 35 years was only natural since his family's values in Southwestern Pennsylvania run deep.

John and William Hoge founded and laid out the plans for Washington, PA in 1781 and later, generously donated the plot of ground where the Washington County Courthouse now stands. They also donated the property where The Immaculate Conception Catholic Church and John F. Kennedy School Catholic School now stands. The Hoge Memorial is located on Walnut St. in Washington, PA (the Hoge Memorial is located on Walnut Street in Washington, PA, just behind the John F. Kennedy Catholic School building).

Continuing the family tradition, Garrett emphasizes traditional values in his business, and in his everyday life, through diligent work ethics and maintaining a fiduciary standard. 

Garrett is a Certified Financial Planner (CFP^®) and a Chartered Financial Consultant (ChFC^®). In addition, he has a Masters Degree in Financial Services (MS) focused on Estate Tax Planning. For over 35 years, he’s been a Life and Qualifying Member of the Million Dollar Round Table (MDRT*) the Premier Association of Financial Professionals^® and also the prestigious Top of the Table (TOT).

Garrett and his wife Anita have been married for over 45 years and have 3 children (Garrett II, Jessica, and Allison) and 4 grandchildren (Westin, Cora, Mae, and Sasha). In his spare time, Garrett enjoys playing with the grandkids, skiing, golfing, cycling, weightlifting, and swimming. He is a PSIA-certified ski instructor, a member of Southpointe Golf Club, and a Member/Elder at the Westminster Presbyterian Church.

*MDRT - Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be members in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics.

Jessica B. Lee, J.D.
Legacy and Transitions Strategist                                                                                                                                               jessica@hfinancial.net

Jessica Lee is a Legacy and Transitions Strategist at H Financial and has been with the firm for over 3 years. Jessica’s qualified and unique background allows her to work very closely with the team at H Financial to help ensure our clients are provided with valuable legacy and charitable planning services, customized to their individual needs.

After graduating from Duke University and Duke University School of Law, Jessica entered private law practice at Cindrich & Titus in Pittsburgh, and focused on Investment, Business, Tax, and Entrepreneur Advisory.  She specialized in starting up and managing institutional investment funds and new businesses, and in provided strategic planning and advisory services for entrepreneurs, executives, and multi-generational families in PA, NYC, Boston, and Toronto. 

After becoming a law partner at a subsequent firm, Jessica left private practice to serve as Investment Counsel to large institutions and select individual investors. She also served as a Director and Vice-President of two non-profit organizations that specialized in starting-up and accelerating the growth of social ventures which aim to overcome some of society’s largest challenges. She has consistently worked with her clients to help them identify and achieve their most cherished goals, including strategic charitable and legacy planning. 

Jessica has held the Series 65, 63, 24 and 7 securities registration at various times during her career, and she and now holds a J.D. and the Series 65 securities registration. 

Jessica also enjoys professional Jazz singing and piano, with extensive experience in live performance, recording and production, using her music in many ways to shine a light on worthy charitable causes.

-Jessica is not registered through Triad Advisors, LLC to trade securities.

Jeffrey A. Karns
Wealth Strategist
jeff@hfinancial.net

Jeffrey Karns is a Wealth Strategist at H Financial Management, and has been with the firm for over 12 years. Jeff joined H Financial in 2012 after working for several years with the Ayco Company, LP, a subsidiary company of Goldman Sachs. During his tenure at Ayco, Jeff provided senior-level executive clients, high net-worth individuals, and their families with comprehensive financial planning services such as investment, tax preparation, retirement planning, and estate planning. Jeff also has experience with executive compensation and benefit plans.

As a Wealth Strategist, Jeff creates and maintains valuable client relationships at H Financial and provides our clients with the highest level of service. He also coordinates and oversees tax-planning services to proactively help our clients to identify any future issues and/or opportunities. Additionally, Jeff is responsible for driving business growth and productivity results by creating a compelling growth and business plan for the firm. 

Jeff received his Masters of Business Administration from Clarion University of Pennsylvania with a focus in Finance.  He was also inducted into Beta Gamma Sigma (International Honors Society for Business Students and Scholars). Jeff also obtained his Bachelor of Science (BS) from Westminster College with a major in Accounting.  Jeff currently holds his Series 7 and 66 securities registrations. 

Jeff spends as much time as possible with Family and Friends and also enjoys hiking, biking, and being in the great outdoors. One of his favorite hobbies is making homemade wine.  

Kent D. Aloia, CFP^®, AIF^®                                                                                                                                                                       Wealth Strategist & Chief Compliance Officer                                                                                                              kent@hfinancial.net

Kent Aloia is a Wealth Strategist and Chief Compliance Officer at H Financial Management and has been with the firm for over 18 years. Kent joined H Financial shortly after interning with our firm during the summer.
 
As a Wealth Strategist, Kent assists in all aspects of providing the highest service level to our clients. He plays an integral role in the overall operations of the firm by creating client financial plans, trading securities, maintaining reporting systems, and generating other general analysis for our clients. Kent relies on his penchant for mathematics and analysis, as well as his strong financial planning base, to service our clientele. 

As Chief Compliance Officer at H Financial, Kent is responsible for creating and updating all regulatory compliance procedures for the firm. His role as C.C.O. helps to ensure H Financial is regularly implementing and maintaining new policies and procedures to reflect the revolving regulatory and financial landscape. He serves as a point of contact for compliance-related inquiries. Consequently, he works very closely with all of our staff to monitor and document all compliance processes. In addition, he manages processes at the firm in preparation for SEC examinations.

Kent graduated cum laude from the Pennsylvania State University with a Bachelor of Science in Finance, a Bachelor of Arts in Economics, and an International Business Minor. 

Currently, Kent is a CFP^® (Certified Financial Planner), an AIF^® (Accredited Investment Fiduciary) and holds all necessary regulatory designations. Kent holds his Series 7, 66, 63 and 24 security registrations.

Kent and his wife Esther, have 3 children – twins, Preston and Elena; along with their youngest child, Luca. Kent enjoys spending as much time as possible with his active family. He also enjoys traveling, skiing, and is an avid sports fan.

Gail L. Adams
Operations Manager
gail@hfinancial.net

Gail Adams is the Operations Manager at H Financial Management and has been with the firm for 26 years. She is responsible for creating and managing critical operational structures to support our key business objectives. She provides strong support to our team and therefore, oversees the daily responsibilities of the firm including directing workflow, acting as a client liaison, managing client expectations, and most importantly, ensuring those client expectations are met.

Gail is our point person with Fidelity Investments (our primary custodian) and interacts regularly with their management team as an important part of our service platform. She is responsible for a myriad of diverse tasks such as processing account applications; initiating asset transfers, checks, EFT’s, and wires for our clients. In addition, she manages and maintains our firm’s CRM database and organizational systems.
       
Additionally, Gail assists our firm with the ever-changing regulatory requirements and coordinates crucial, supportive services for all staff at H Financial. Moreover, she acts as a liaison for the firm’s technology and service providers; to include coordinating the implementation of cyber-security training and programs which are designed to safeguard the safety and security of our client's financial and confidential information. 

Gail attended Penn Commercial Business School, and prior to joining H Financial in 1998, she worked as a payroll clerk for several small businesses. Gail has maintained her Pennsylvania Notary Public license since 2009. 

Gail and her husband Tommy have two sons, Caleb and Micah (Tommy and Caleb are U.S. Army Veterans and Micah is currently active duty in the U.S. Army). Gail enjoys being with her Family and playing ball with her dogs, Zoey and Louie.